Reverse Mortgage vs Selling Your Home: A Discussion Worth Having
When homeowners later in life need access to money, the conversation often jumps straight to one option: selling the home.
For some people, selling makes sense. For others, it creates stress, disruption, and a loss they’re not ready for. This is where reverse mortgages often enter the discussion — not as a replacement for selling, but as an alternative worth properly considering.
Why Selling Is Often the Default Option
Selling is familiar. It’s easy to understand and feels final.
You sell the home, unlock the equity, and move on — often downsizing or relocating. For many, this works well. But it also comes with trade-offs that aren’t always obvious upfront.
Selling can mean:
- Leaving a long-term home and community
- Paying selling costs, agent fees, and moving expenses
- Compromi
