SMSF Lending: Understanding the Benefits and the Risks
SMSF Lending: Understanding the Benefits and the Risks SMSF lending can be an effective way to invest in property through super — but it’s a strategy that amplifies both opportunity and responsibility. It’s not inherently good or bad. Its success depends on how well the benefits align with your goals and how carefully the risks […]
Thinking of refinancing?
Thinking About Refinancing? Here Are Some Handy Tips and Tricks to Know First If you’ve been wondering whether refinancing your home loan is worth it, you’re not alone. A lot of homeowners know refinancing can help — but aren’t quite sure how the process works, what’s involved, or whether it’s the right move for them. […]
First Home Buyer Checklist: Everything You Need to Know Before You Buy
First Home Buyer Checklist: Everything You Need to Know Before You Buy Buying your first home is a major milestone — and being prepared can make the process far less stressful. Use this first home buyer checklist to make sure you’re financially ready, informed, and confident before you start your property journey. ✔ Step 1: […]
What Do Lenders Want to See?
What Do Lenders Want to See? When applying for a home loan, it’s easy to think lenders are only focused on one thing — how much you earn. In reality, lenders look at a combination of factors to decide whether to approve a loan and how much they’re comfortable lending. Understanding what lenders want to […]
Is Negative Gearing Right for Me?
Is Negative Gearing Right for Me? Negative gearing is often talked about as if it’s something everyone should either do — or avoid. In reality, it’s neither good nor bad on its own. Whether negative gearing is right for you depends on your income, cash flow, goals, and tolerance for risk. If you’re wondering whether […]
First Home Buyers: Things to Watch Out For Before You Buy
First Home Buyers: Things to Watch Out For Before You Buy Buying your first home is exciting — but it’s also easy to overlook important details when everything feels new. Many first home buyers make mistakes not because they’re careless, but because they simply don’t know what to watch out for. Here are some key […]
What Will Happen After Our First Catch-Up?
What Will Happen After Our First Catch-Up? After our first catch-up, many clients ask the same question: “What happens next?” The short answer is — nothing happens unless it makes sense for you. Our first meeting is about clarity, not commitment. What comes next depends entirely on your situation, your timing, and your goals. Here’s […]
SMSF Lending: Pros and Cons You Need to Understand
SMSF Lending: Pros and Cons You Need to Understand Using your SMSF to invest in property through borrowing can be a powerful strategy — but it’s not without trade-offs. SMSF lending sits at the intersection of opportunity and restriction. Understanding both the pros and cons clearly is essential before deciding whether it belongs in your […]
What’s the Risk With Pre-Approval? (Q&A)
What’s the Risk With Pre-Approval? (Q&A) Pre-approval is a helpful step in the buying process — but it’s also one of the most misunderstood. To help set clear expectations, we’ve answered the most common questions buyers ask about the risks of pre-approval and how to manage them. Is pre-approval a guarantee that my loan will […]
Getting Mortgage Ready
Getting Mortgage Ready: What to Do Before You Apply Getting a mortgage doesn’t start when you find a property — it starts well before that. Being “mortgage ready” means your finances, documents, and expectations are aligned so that when the time comes, the process is smoother, faster, and far less stressful. Whether you’re buying your […]