How to get ready for pre-approval
How to Improve Your Financial Position Before Applying for Pre-Approval If you’re thinking about buying your first home, pre-approval is often one of the first milestones people aim for. But before you apply, there’s an important step that can make a real difference to your outcome — preparing your financial position. Pre-approval isn’t just about […]
What are the tax benefits of negative gearing?
What Are the Tax Benefits of Negative Gearing? Negative gearing is often described as a “tax strategy”, but that phrase can be misleading if it’s not properly explained. While negative gearing does offer tax benefits, those benefits only make sense when you understand how they work — and what they don’t do. Below is a […]
Understanding the Restrictions of SMSF Lending
Understanding the Restrictions of SMSF Lending SMSF lending can be a powerful strategy — but it is also one of the most tightly regulated areas of property finance. The restrictions aren’t there to make things difficult. They exist to protect your retirement savings and ensure the strategy is used for long-term investment, not short-term gain. […]
What’s the Process After the First Meeting?
What’s the Process After the First Meeting? After your first meeting with us, it’s completely normal to wonder what happens next. The most important thing to know is this: there is no automatic next step. Everything that follows is guided by your situation, your timing, and what makes sense for you. Here’s how the process […]
The First Home Buyer Guide: A Simple Step-by-Step Path to Buying With Confidence
The First Home Buyer Guide: A Simple Step-by-Step Path to Buying With Confidence Buying your first home can feel overwhelming — not because you’re incapable, but because there’s so much information out there. Different advice, confusing terminology, and big financial decisions can make it hard to know where to start. This guide breaks the process […]
What Information Will We Ask For?
What Information Will We Ask For? When you meet with us, our aim is to make the conversation clear, productive, and focused on what actually matters to you. To do that, we’ll ask for some information about your situation — not to overwhelm you, but to understand where you’re at and how we can best […]
Property Tax Deductions: Key Concepts Explained
Property Tax Deductions: Key Concepts You Need to Understand Property tax deductions are often discussed, but many investors don’t fully understand the key concepts behind how they work. Getting these fundamentals clear helps you make better decisions, avoid mistakes, and understand how property investing fits into your broader financial picture. Below are the key concepts […]
A Discussion on Reverse Mortgages: When and Why They Can Be Beneficial
A Discussion on Reverse Mortgages: When and Why They Can Be Beneficial Reverse mortgages tend to spark strong opinions. For some people, they feel like a sensible way to unlock value that’s already there. For others, they raise concerns about cost, complexity, and long-term impact. The reality is that reverse mortgages sit in a grey […]
What Are the Benefits of SMSF Lending?
What Are the Benefits of SMSF Lending? SMSF lending is a specialised strategy that allows your self-managed super fund to invest in property using borrowed funds. It’s not suitable for everyone — but when used correctly, SMSF lending can offer powerful long-term benefits for the right investors. The key is understanding what it’s designed to […]
Property Tax Deductions: Questions & Answers
Property Tax Deductions: Questions & Answers Property tax deductions are one of the most common reasons people invest in property — yet they’re also one of the most confusing. To make things clearer, here’s a simple Q&A guide that answers the most common questions about how property tax deductions actually work. What Are Property Tax […]