Major First Home Buyer Concessions & Support Options
What First Home Buyer Concessions Are Available in Australia? If you’re buying your first home, there are a few key concessions and schemes that can reduce your upfront costs (or help you buy sooner). The important bit: what you qualify for depends on your state/territory, the property type (new vs established), the price, and whether […]
How Does Pre-Approval Work?
How Does Pre-Approval Work? Once you understand what pre-approval is, the next question is usually: how does it actually work? Pre-approval can feel confusing because it’s not a final loan approval — but it’s still an important step in the buying process when used correctly. Here’s a simple, step-by-step explanation of how pre-approval works and […]
Questions to Ask a Mortgage Broker
Questions to Ask a Mortgage Broker Before You Get a Home Loan Speaking to a mortgage broker is a smart step — but knowing what questions to ask can make that conversation far more valuable. The right questions help you understand your options, avoid surprises, and feel confident about the decisions you’re making. If you’re […]
What Actually Happens on Settlement Day?
What Actually Happens on Settlement Day? Settlement day is the moment you’ve been working towards — but for many first home buyers, it can feel a bit anticlimactic and confusing. There’s usually no meeting around a table, no handover of keys at midnight, and no last-minute negotiations. Instead, it’s a behind-the-scenes process where ownership of […]
Time to review your mortgage?
Have You Outgrown Your Mortgage? Your home loan should evolve as your life does — but for many homeowners, it doesn’t. If you’ve had the same mortgage for several years, there’s a strong chance it no longer reflects your income, lifestyle, or financial goals. What once felt right may now be costing you more than […]
Negative Gearing Explained: Your Questions Answered
Negative Gearing Explained: Your Questions Answered Negative gearing is one of those property investment terms that gets mentioned a lot, but rarely explained clearly. If you’re new to investing — or just want to understand how negative gearing actually works — a simple question-and-answer approach can make things much clearer. Below are some of the […]
Thinking About a Reverse Mortgage? Questions to Ask Your Broker First
Thinking About a Reverse Mortgage? Questions to Ask Your Broker First A reverse mortgage is not something you want to rush into — and the quality of the advice you receive matters just as much as the product itself. As your brokers, our role isn’t just to organise a loan. It’s to help you understand […]
Negative Gearing: The Do’s and Don’ts Every Investor Should Know
Negative Gearing: The Do’s and Don’ts Every Investor Should Know Negative gearing can be a useful investment strategy when it’s done for the right reasons and with the right structure in place. However, many of the problems people experience with negative gearing come from avoidable mistakes — not the strategy itself. Understanding the do’s and […]
When is a good time to refinance?
Now Is the Time to Refinance Your Home Loan If you’ve been thinking about refinancing — even casually — there’s a good reason it keeps coming up. For many homeowners, now really is the right time to refinance. Not because something is wrong with their loan, but because the gap between “what they have” and […]
How Do I Make My Tax Return Simple?
How Do I Make My Tax Return Simple? For many people, tax time feels more complicated than it needs to be. In reality, a simple tax return usually comes down to preparation, organisation, and having the right structure in place — not last-minute scrambling. If you want to reduce stress and make tax time easier, […]