Mortgage review service
Reviewing Your Mortgage: Why It’s Essential and How to Do It Right As a mortgage broker, I regularly advise clients on the importance of reviewing their mortgage. A mortgage isn’t something you should simply set and forget—market conditions change, personal financial circumstances evolve, and better deals often become available. By conducting regular mortgage reviews, you […]
Tips and Tricks of Invoice Finance
Tips and Tricks for Using Invoice Finance Tip 1: Ensure Invoice Finance is Right for Your Business Use invoice finance if you have unpaid invoices with long payment terms (30-90 days). It’s ideal for businesses needing quick access to cash for operations or growth. Best suited for companies with customers who have a strong payment […]
FAQ Mortgage Review
Mortgage Review FAQ – Everything You Need to Know What is a mortgage review? A mortgage review is a quick check-up on your home loan to see if you’re still getting the best deal. It involves comparing your current interest rate, loan features, and repayment terms against new offers in the market. Why should I […]
FHSSS and your first home
The First Home Super Saver Scheme (FHSS): A Simple Guide Buying a first home can be tough with rising prices and living costs. To help, the Australian government introduced the First Home Super Saver Scheme (FHSS), allowing first-time buyers to save for a deposit through their superannuation. As a finance broker, I often recommend this […]
Time to speak to Jess about your options
Tips for Improving Your Borrowing Ability Buying a home is one of the most significant financial decisions you’ll make in your lifetime. Before you start house hunting, it’s essential to take proactive steps to improve your ability to secure a mortgage with the best possible terms. As a mortgage broker, I’ve seen firsthand how small […]
Tips and Tricks; Investment Property
Tips & Tricks for Investing in Property in Australia 1. Focus on Location Choose properties in high-demand areas with strong infrastructure, public transport, schools, and amenities. Location significantly impacts capital growth and rental yield. 2. Do Your Research Understand market trends, property values, and economic conditions. Research different suburbs to identify areas with potential growth […]
Understanding self employed loans
FAQ: Low Doc Loans What are Low Doc Loans? Low documentation (low doc) loans are home loans designed for borrowers who cannot provide traditional financial documents, such as full tax returns or payslips. These loans are often used by self-employed individuals, freelancers, and small business owners. How are Low Doc Loans different from Standard Loans? […]
Using cashflow lending
Cash Flow Lending Products: Choosing the Right Option Managing cash flow is essential for keeping your business running smoothly. If you need extra cash to cover shortfalls, cash flow lending can provide funding without requiring a lot of collateral. Here are the different types of cash flow lending products available and how to choose the […]
FAQ Tax Debt Funding
FAQs: Financing Business Tax Debts 1. What are the risks of using the ATO to fund business debt? Using the ATO as a funding source can be risky due to high penalties and interest charges, potential damage to your business credit rating, legal consequences, and cash flow constraints. The ATO’s General Interest Charge (GIC) compounds […]
Tips and tricks; loan applications
Tips & Tricks: How to Improve Your Loan Application Applying for a loan, whether for a home, investment, business, or personal use, requires careful preparation. Banks assess various factors to determine whether you meet their lending criteria. Use these tips and tricks to strengthen your loan application and increase your chances of approval. 1. Ensure […]