Questions about mortgages
FAQs About Mortgages in Australia: Everything You Need to Know Thinking about buying a home or investment property in Australia? If so, you’ve probably got a ton of questions about mortgages. As a finance broker, I hear these questions all the time, so I’ve put together this handy guide to help you navigate the mortgage […]
Risks of invoice finance
How to Use Invoice Finance Step 1: Determine If Invoice Finance is Right for You Invoice finance is best for businesses that: Have unpaid invoices with long payment terms (30-90 days). Need quick access to cash for operations or growth. Have customers with a strong payment history. Step 2: Choose the Right Type of Invoice […]
Tips to get mortgage fit
Tips for Improving Your Borrowing Ability Buying a home is one of the most significant financial decisions you’ll make in your lifetime. Before you start house hunting, it’s essential to take proactive steps to improve your ability to secure a mortgage with the best possible terms. As a mortgage broker, I’ve seen firsthand how small […]
Working with a finance broker
How a Finance Broker Can Help You Secure the Best Deal Navigating the world of finance can be complex, especially when it comes to securing loans or structuring your financial future. Whether you’re a first-time homebuyer, a business owner seeking funding, or an investor looking for the right lending solutions, working with a finance broker […]
Do You Need a Review of Your Commercial Finance Options?Need a review?
Understanding Offset Accounts and Redraw Facilities 1. How an Offset Account Can Save You Money An offset account is a transaction account linked to your home loan. The balance in this account offsets your loan amount, reducing the interest charged. The more money you keep in your offset, the less interest you pay. Example: If […]
FAQ Credit Rating
Improving Bad Credit: FAQ for Australians A poor credit rating can create obstacles in securing loans, credit cards, or rental properties. However, Australians with low credit scores can take proactive steps to enhance their financial standing and regain access to better borrowing opportunities. Frequently Asked Questions What is a Credit Rating? A credit rating, or […]
Tips and Tricks Car Finance
Tips and Tricks for Car Finance in Australia As a finance broker, I often help clients navigate car finance options in Australia. Whether you’re buying your first car, upgrading, or looking for cost-effective financing, these tips and tricks can help you make the best decision. 1. Understand Your Car Finance Options There are multiple ways […]
Simple Low Doc Loans
FAQ: Low Doc Loans What are Low Doc Loans? Low documentation (low doc) loans are home loans designed for borrowers who cannot provide traditional financial documents, such as full tax returns or payslips. These loans are often used by self-employed individuals, freelancers, and small business owners. How are Low Doc Loans different from Standard Loans? […]
Types of equipment finance
Types of Equipment Finance As a finance broker, I’ve worked with countless businesses looking for ways to acquire essential equipment without straining their cash flow. Equipment finance is a smart solution for many businesses, enabling them to access the tools and machinery they need while preserving working capital. Below are the main types of equipment […]
Mortgage Health Check
Let’s Talk About Your Mortgage – Because You Deserve a Better Deal Hey there! When was the last time you checked in on your mortgage? If you’re like most homeowners, it’s probably been a while. And guess what? You could be overpaying by thousands without even realizing it. Your mortgage isn’t a “set and forget” […]