What are low doc loans?
Low Doc Loans: A Guide for Self-Employed Borrowers For many Australians, securing a home loan is a straightforward process—provide payslips, tax returns, and proof of income, and the bank assesses your ability to repay. However, for self-employed individuals, freelancers, and small business owners, traditional lending criteria can pose a challenge. This is where low documentation […]
Understanding your mortgage
FAQs About Mortgages in Australia: Simple Answers Thinking about buying a home or investment property in Australia? You probably have lots of questions about mortgages. As a finance broker, I hear these all the time, so I’ve put together this simple guide to help you understand how mortgages work. 1. What is a Mortgage? A […]
Basics of investment properties
The Basics of Buying an Investment Property in Australia: A Mortgage Broker’s Perspective Investing in property is a popular wealth-building strategy in Australia. With stable long-term growth and the potential for rental income, it can be an attractive option for both seasoned and first-time investors. However, securing an investment property is different from purchasing a […]
Getting mortgage fit
How to Get Your Finances in Order to Secure a Mortgage Purchasing a home is one of the most significant financial decisions you’ll make in your lifetime. Before you start house hunting, it’s essential to ensure your finances are in top shape to qualify for a mortgage with the best possible terms. As a mortgage […]
Basics of equipment finance
The Basics of Equipment Finance: A Guide for Business Owners As a finance broker, I’ve worked with countless businesses looking for ways to acquire essential equipment without straining their cash flow. Equipment finance is a smart solution for many businesses, from startups to established enterprises, enabling them to access the tools and machinery they need […]
First Home Super Saver Scheme
The First Home Super Saver Scheme (FHSS): A Finance Broker’s Perspective For many Australians, the dream of owning a home feels increasingly out of reach, with rising property prices and increasing living costs making it difficult to save for a deposit. However, the Australian government has implemented initiatives to help first-time homebuyers, one of which […]
Frequently Asked Questions About Mortgages and Refinancing OptionsInvoice Finance
Understanding Invoice Finance: A Practical Guide for Australian Businesses Invoice finance is an increasingly popular financial solution for businesses in Australia looking to improve cash flow and maintain steady operations. Whether you’re a small business owner, a mid-sized enterprise, or a large corporation, managing cash flow is one of the most crucial aspects of running […]
What is lender mortgage insurance?
Lenders Mortgage Insurance (LMI) Explained: What Australian Homebuyers Need to Know For many Australians, purchasing a home is a significant financial commitment, and saving for a 20% deposit can be a daunting challenge. Lenders Mortgage Insurance (LMI) is a financial product designed to help borrowers secure a home loan with a lower deposit while also […]
FAQ Mortgages
FAQs About Mortgages in Australia: Everything You Need to Know If you’re considering buying a home or investment property in Australia, chances are you have plenty of questions about mortgages. As a finance broker, I frequently encounter queries from first-home buyers, investors, and refinancers. Below, I’ve compiled answers to the most common mortgage-related questions to […]
Review your existing mortgage!
Why Now is the Perfect Time to Review Your Mortgage As a finance broker, one of the most important pieces of advice I give my clients is to regularly review their mortgage. If you haven’t checked your home loan in the last 12 to 24 months, you could be missing out on significant savings and […]