What’s the Process After the First Meeting?
After your first meeting with us, it’s completely normal to wonder what happens next.
The most important thing to know is this: there is no automatic next step. Everything that follows is guided by your situation, your timing, and what makes sense for you.
Here’s how the process typically unfolds after our initial catch-up.
Step 1: We Clarify Your Position
After the first meeting, we’ll have a clear understanding of where you’re at.
This includes your income, savings, debts, goals, and any timeframes you’re working towards.
This clarity is the foundation for everything that follows — and it ensures we’re aligned before any decisions are made.
Step 2: We Outline Your Options
Based on your situation, we’ll explain what options are available to you.
This might include whether you’re ready to proceed now, whether some preparation would help first, or whether it makes sense to wait.
There’s no pressure — just clear explanations so you understand what’s possible.
Step 3: We Identify Any Preparation Needed
For many clients, the next step isn’t applying straight away.
Instead, we may suggest small, practical actions that could strengthen your position — such as adjusting debts, refining savings, or timing your application differently.
If no changes are needed, we’ll tell you that too.
Step 4: You Decide When (or If) to Move Forward
After the meeting, you’re given time to think.
Some clients move forward quickly, others take weeks or months — and some simply use the conversation for clarity.
There is no obligation to proceed unless and until you’re comfortable.
Step 5: If You’re Ready, We Explain the Application Process
If you choose to move forward, we’ll clearly explain what the application process looks like.
This includes:
- What documents are required
- What we handle on your behalf
- Expected timeframes
- What to expect at each stage
Nothing progresses without your understanding and consent.
Step 6: We Prepare and Submit the Application (When Appropriate)
When the timing is right, we help prepare the application and present it clearly to the lender.
Our role is to manage communication, follow-ups, and questions from the lender — keeping the process as smooth as possible.
You’re kept informed throughout.
Step 7: Ongoing Support and Next Conversations
Our role doesn’t end after t
