FAQ Invoice Finance
Invoice Finance: Frequently Asked Questions (FAQ) 1. What is Invoice Finance? Invoice finance, also known as accounts receivable financing or debtor finance, is a financial solution that allows businesses to access cash by leveraging their unpaid invoices. Instead of waiting for customers to pay, businesses receive up to 85-95% of the invoice value upfront from […]
Basic Mortgage Terms
Basic Mortgage Terms in Australia Thinking about buying a home in Australia? Understanding mortgage terms can make the process easier. Here’s a simple guide to help you with the basics. 1. Mortgage A loan used to buy a property. The lender provides money, and you pay it back with interest over time. 2. Loan-to-Value Ratio […]
Thinking of buying your home?
What You Need to Do Before Getting a Mortgage Buying a home is one of the most significant financial decisions you’ll make in your lifetime. Before you start house hunting, it’s essential to ensure your finances are in top shape to qualify for a mortgage with the best possible terms. As a mortgage broker, I’ve […]
Pay off the mortgage!
How to Pay Off Your Mortgage Sooner and Save Thousands Owning your home outright is a dream for many Australians, and paying off your mortgage earlier can lead to significant financial freedom. Not only can it reduce your overall interest costs, but it also provides peace of mind knowing you own your property debt-free. Here’s […]
What is a credit rating
Understanding Credit Ratings: A Guide for Australians A credit rating is a crucial financial metric that can significantly impact your ability to access loans, credit cards, and even rental properties. For Australians looking to secure financial stability and make informed borrowing decisions, understanding how credit ratings work is essential. What Is a Credit Rating? A […]
Information for a loan
What Information Do We Need to Assess Your Borrowing Options? When seeking a loan, whether for a home, investment, business, or personal use, lenders assess a range of factors to determine your eligibility and borrowing capacity. As finance brokers in Australia, we help clients navigate this process by understanding what information lenders require. Below, we […]
Car Finance Basics: A Guide to Vehicle Financing in AustraliaCar Finance Basics
Car Finance Options in Australia: A Guide by a Finance Broker Purchasing a car is an exciting milestone, but for most Australians, it requires some form of finance. As a finance broker, I help clients navigate the complex landscape of car finance to ensure they secure the best deal possible. Understanding your car finance options […]
Financing tax debts
How Businesses Can Finance Their Tax Debts: A Guide for Business Owners Every business, at some point, may face challenges in meeting its tax obligations. Whether due to fluctuating cash flow, unexpected expenses, or economic downturns, falling behind on tax payments can lead to serious consequences, including penalties, interest charges, and even legal action. Fortunately, […]
Cashflow lending options
Cash Flow Lending Options for Businesses: A Guide by a Finance Broker Managing cash flow effectively is crucial for any business, ensuring smooth operations and sustained growth. However, even the most successful businesses can face temporary cash shortages. This is where cash flow lending comes into play, providing businesses with quick access to working capital […]
What are low doc loans?
Low Doc Loans: A Guide for Self-Employed Borrowers For many Australians, securing a home loan is a straightforward process—provide payslips, tax returns, and proof of income, and the bank assesses your ability to repay. However, for self-employed individuals, freelancers, and small business owners, traditional lending criteria can pose a challenge. This is where low documentation […]